Is your farm insured correctly? A farm is a business, and like any business, it is important that you have the correct insurance cover so you can be sure that your assets and livelihood are protected if something goes wrong. One of the most important things to consider when taking out an insurance policy is how much cover is needed. If the sums insured on your home, buildings, equipment, and

The most common cause of burst pipes is a temperature drop, which causes the water inside your home’s pipes to freeze. Burst pipes are the most common cause of property water damage.

After a flood has damaged your property, the initial restoring works such as cleaning have already been completed, but if you are still struggling with the longest process of all – drying your property – we can assist you. Here’s a quick guide to dealing with remaining water or moisture in your home or business. House Flooding The best way to dry out a property and clear the air inside

What To Do If Your Business Suffers from Malicious Damage or Burglary. No matter how good the location or how well-known the business, all properties are vulnerable to malicious damage or burglary. It is a potential risk for any property owner, but thankfully, it is relatively easy to deal with and resolve if it occurs. Malicious damage can take many forms and degrees of severity, ranging from simple graffiti or

Subsidence is caused by the undermining of the foundations of a property (usually caused by escape of water from underground pipes).  Downward movement in the foundations can result in cracks in the structural walls of a building. Managing a successful subsidence claim is essential in restoring your home to a structurally sound state.  However, subsidence claims can be very difficult to negotiate, and require dedicated professional representation with detailed insurance knowledge,

Inflationary pressures are affecting prices in all sectors of the economy. As a result, if you have a claim, replacement costs may be higher than expected, leaving some commercial insurance policyholders underinsured. The COVID-19 pandemic and the Russian-Ukraine conflict are fuelling inflation. This is now expected to remain elevated for longer than previously predicted due to higher commodity costs and broader price pressures. While none of us likes to pay